1107 FRANCES STREET | JOHNSTOWN, PA 15904

Life Insurance

Life insurance is a great way to help prepare for life’s unexpected moments. Like most of us, you probably worry about the future. Can we pay off the house? Will my kids get a good education? Will they grow up healthy and happy?

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814-269-1400

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Remember, the more you combine, the more you save!

 

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Frequently asked questions:

What is the purpose of life insurance?

Life insurance allows you to protect your family financially in case of a loss.  Today, most families are dual income. If one of the parents dies, the money could be used to pay off a mortgage, auto, debt, allowing the other spouse and children to still stay in the same home and not have to relocate.

Is it worth my time to combine my home, auto, side by side, boat, motorcycle, life insurance?

Yes, each policy that you combine together has a certain percentage in discounts that is added to each policy. Home/Auto being the biggest discount available.

Should I get life insurance on my children?

Yes, in time of loss, not many people are ready to jump back to work, and the majority of people live paycheck to paycheck. This adds a buffer. Also, children's policies can be passed on to your children someday. Once a policy is in force, they have guaranteed insurability. If you wait, and your child develops a medical condition, they may become uninsurable. Children’s policies are relatively inexpensive, Starting while the child is young is good practice and highly recommended.

Do I need term life, whole life or FIUL?

Different policies serve different purposes. Some serve short-term expenses like a mortgage, while others are for later in life, supplemental retirement income, long-term care, etc.

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ADDRESS

1107 Frances Street
Johnstown, PA 15904

PHONE

Office: (814) 269-1400

Cell: (724) 388-6865

Fax: (814) 269-1422

HOURS

Monday – Thursday: 7 AM – 5 PM
Friday: 7 AM – 3 PM
Saturday & Sunday: Closed

Weekends or evenings by appointment