Home Insurance
Life is unpredictable, and as much as you plan, there's always something around the bend that never crossed your worried mind. I'm here to help you with all of your insurance needs, from auto and home, life and business, and even your boat, RV, and ATV.
Protect all your assets
Life Insurance
Life insurance is a great way to help prepare for life's unexpected moments. Like most of us, you probably worry about the future.
There's nothing more
important than family
Boat Insurance
Protect your fun investment with coverage that's designed with the boat lover in mind.
Boat insurance packages

Get a free, no obligation quote!

Get a free quote
First and Last Name

Remember, the more you combine, the more you save!

*Your personal information will not be shared with anyone.

Our Insurance Plans

No matter what type of insurance you need, or what combination, we will help you select the right products to fit your needs and budget.

home insurance

Home Insurance

→ Protect what is important
to you – and your home is
perhaps your most valuable

Auto Insurance

→ Take the mystery out of selecting
the right Car insurance coverage
for your needs and budget.

life insurance

Life Insurance

→ Life insurance isn’t just about you
and it may not be about today.
Make a plan for your loved ones.

rv insurance

RV Insurance

→ A typical Auto insurance
policy may not protect your
Motor Home, let me help you
choose the right insurance.

boat insurance

Boat Insurance

→ With multiple Boat insurance packages,
I offer flexible coverage options
and insurance discounts.

business insurance

Business Insurance

→ Managing your business
can be complex, selecting
the right insurance doesn’t
have to be.

Additional Discounts Available



affinity; nurse


Insurance Specifically Designed for Nurses.

affinity; teacher


Insurance Specifically Designed for Teachers

affinity; engineer


Insurance Specifically Designed for Engineers.

affinity; military; soldier

Military / Law Enforcement

Insurance Specifically Designed for Military/Law Enforcement.

Discover the value of personalized service
from Ryan Young

People often do not understand the importance of buying insurance. Moreover, they do not know the pros of buying it from Ryan Young Insurance Agency. Some advantages of working with Ryan Young are highlighted below.


With over 24 years of experience in Customer Service, I’ve encountered it all. Find out how I can put my experience to work for you.


Not only am I just a phone call away, but I’m nearby too! I’m available weekends and evening and always here to provide you with great service.


No matter what type of insurance you need, or what combination, I will help you select the right products to fit your needs and budget.

Life Insurance FAQs

  • What is the purpose of life insurance?
  • Is it worth my time to combine my home, auto, side by side, boat, motorcycle, life insurance?
  • Should I get life insurance on my children?
  • Do I need a term, whole life or FIUL?
Lucas McBride


Shanksville, PA

"I recently purchased a new vehicle knowing that my insurance would probably fluctuate a couple of dollars as it usually does. Well when I found out that it was going up $70, there was no way I could afford that kind of increase. Who could? Upon a co-worker hearing my dismay, he highly recommended Ryan Young Insurance Agency and within ten mins I was in touch with him at 7 pm on a Wednesday night. Not only was he able to give me a quote at that hour, but he was also able to save me the $70 and he was also able to provide me with renters insurance, lowered my deductibles, and provided better coverage for my passengers and myself for a lower price than my previous insurer. I canceled my insurer two days later and Ryan again took the time to take care of me but this time it was at 10 pm that night due to my work schedule and Ryan was more than pleasant and happy to help me at that late of an hour. I went to bed that night a lot more at ease and at comfort knowing that I had a person like Ryan to have my back no matter what life threw at me. I would HIGHLY recommend him to anyone. The service he provided was exemplary and the experience was one that I will never forget. Thank you again, Ryan, for all that you have done!"


Johnstown, PA

"My name is Raymond Streets and I would like to tell you how much I appreciate being insured by Ryan Young Insurance Agency.  I cannot say enough good things about him.  I had an accident about a month ago in which my car was totaled. I immediately called Ryan and he was first and foremost concerned about my well-being. After I assured him that I was uninjured he began the process of helping me to navigate step by step through the process.

I could not believe how quickly and efficiently things went. I was expecting a much more difficult experience. Unbelievably within an hour of my accident, I was in a rental car.

Then after Ryan reported the accident and others stepped into the process continued rapidly. Within no time the claim was processed and I had the check for my totaled vehicle. 

My experience was beyond satisfactory. Ryan is an exceptional and agent who truly cares about his clients.

If I could give Ryan a grade it would be an A+.

I will be sure to refer people to Ryan Young Insurance Agency. Thank you so much for such quality and efficiency in your service."

Alyssa Gusmerotti


"I couldn't have asked for a better experience with better people going into a subject where I knew very little. Being able to walk out feeling a huge weight lifted knowing I did the best thing I could have done by insuring me and my children's lives, is a great feeling!"


Harrisburg, PA

"Ryan saved me money on both my car and home insurance. That was great but it was even better to talk with an insurance agent that really cares about your needs and goes that extra mile to make sure you are completely satisfied. I would recommend Ryan to all my friends and everyone who is looking for insurance of any kind."

Kelli James


"Ryan Young saved my husband and I close to $400 a year on our auto and homeowner's insurance. It was as simple as emailing Ryan our policies with another insurance agency and a friendly, short meeting with him to discuss our new policy options! We highly recommend Ryan if you are interested in saving money!"


Johnstown, PA

"Absolutely the best experience with an insurance agent I've ever had. Would recommend to anyone looking for a reliable and trustworthy agent."

Nick Mish


Johnstown, PA

"Ryan and his wife Carrie are amazing people. They really care and will treat you like family. Saved me money on my motorcycle, trailer, home, and auto insurance. Go see them up in Richland — you will not be disappointed."


1107 Frances Street
Johnstown, PA 15904


Office: (814) 269-1400

Cell: (724) 388-6865

Fax: (814) 269-1422


Monday – Thursday: 7 AM – 5 PM
Friday: 7 AM – 3 PM
Saturday & Sunday: Closed

Weekends or evenings by appointment